I see many new users coming here but have no idea about LN and how it works and why LN exist.
As I explained in this guide, use the 3 level of stashing: HODL, Cache, Spend.
Guys, before start saying nonsense and stupidities about LN, please read and learn more about LN. There is a plethora of documentation out there, free, open, guides etc. Are there to be read, not to be ignored.
Here I prepared for you, a basic list:
A. General information and documentation about the Lightning Network
B. Guides and Video tutorials about the Lightning Network and Bitcoin nodes
And many more links here
For a total noob I would recommend to take it easy with simple things. First you need learn networking, at least at basic level. Second, you didn't say for what you want to build a website. Is just a blog, is an webapp, is and information website?
Done, start building your first web, install wordpress plugins as you need. Easy peasy for a total noob.
Yes, start here, with this starter pack:
Monero is nonsense. Here's why:
In most real world payments that go to companies, your blockchain's privacy doesn't matter. Why's that? Because if you buy something from Amazon you have to provide your shipping address. If you pay your insurance, it's attached to your social, license, car, etc.
In p2p transactions, let's review its privacy through the lens of what's happening in the real world:
On the darkweb, most of the top marketplaces are BITCOIN ONLY.
94% of all ransomware ransoms are paid in BITCOIN
Most sanction violations are in BITCOIN
The most recent global funded protest (Canada truckers) was BITCOIN
Drug cartels are rapidly switching to BITCOIN with more hardware wallets seized by Border Patrol yoy
The idiot Andrew Tate's sex trafficking raid seized BITCOIN
If its good enough for the criminals who require the most privacy, why isn't it good enough for you?
We have a layered network with L1/L2 now. Very powerful for privacy, and the Taproot upgrades are still mostly missing, but coming. Many CEX's have not integrated LN because its privacy is too good for their AML rules and blockchain forensics.
Also, when a circular economy grows, where enough goods and services are priced in bitcoin, exchanges become less necessary, and it's exchanges that are the vector blockchain forensics lever.
Also, as the usage of bitcoin increases globally, the data set increases exponentially, making privacy even better.
You see, with bitcoin we're trying to separate money from state. Very ambitious. That means the money isn't just for you and I, but for governments and businesses. Money that economies hedge in. Anonymity doesn't allow this. And if we're all sitting around broadcasting transactions in the dark, it means the money failed to ever achieve the separation of money from state, and we're still hiding.
Don't allow the Monero shills to tell you their anonymity is the key to anything but a low-volume protocol with a chart telling the sad story of a coin that in the most recent bull market couldn't even eclipse its previous high. That's a very bad sign.
It's been around since 2013! LOL. Failed to establish itself in any relevant way in the real world as the defacto currency of the private conscious entrepreneur. It's utter bullshit. And since it's been dropped by almost every exchange, it literally relies on bitcoin for its liquidity via atomic swaps and DEX's.
Lastly, their block subsidy ended so they rolled out a polite sounding scheme called "emissions", where they've removed the fixed coin limit to pay the security budget for mining.
I wouldn't accept Monero as payment for anything. Do you know anybody that saves money in Monero? That accepts it as payment? That has a Monero wallet app on their iPhone? Do you know any major application like CashApp or PayPal that has it? Do you know of any publicly listed Monero miners? Any Monero miners making industrial attachments to energy grids? Any companies like Intel producing mining chips, or companies like Exxon capping gas flares with bitcoin mining rigs? Look around. DON'T OVERTHINK. What do you see?
Leave the Monero bullshit to faux freedom fighters, people who think they missed out on bitcoin, or people who think they've found the next bitcoin. It's an illiquid shitcoin that's difficult to offload. So link this reply to any Monero shill trying to drum up interest with "fungibility" arguments.
You don't need it.
LDK is great if you know a great deal about lightning and are building an application that needs custom lightning behavior.
LDK Node is a good drop in solution if you're building a mobile app where users have a non-custodial wallet that runs on the device. Good if you are fine with their defaults. IMO, it's early, but it should be a better solution than dropping LND into a mobile app, which has historically been a huge pain point and some are moving off of it.
LND is good if you're just a user of lightning and you want a node, or if you're building something that runs a server and you want to communicate with your own always online lightning node from that server.