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That would require a certain portion of your userbase to always get burned and then have a reactive score, and what is stopping me from masking my node on tor, or spinning up multiple cloud nodes and repeating the same scam?
I can keep repeating the same scam everytime the new marvel movie comes out make bank and go into hiding, look at the YouTube live stream scam its been running for the last 8 years and pulls in hundreds of bitcoin each year