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Here's the hypotheical situation:
I’ve been holding Bitcoin for about 10 years and I’m starting to think seriously about how to use some of the gains responsibly - either spending it on real-world needs or investing it to preserve and grow purchasing power over time.
I’m especially interested in ideas that align with Bitcoin’s core principles: monetary scarcity, sovereignty, low time preference, and building real, productive value - not just converting back to fiat and speculating.
Examples I’m considering:
  • Using BTC to buy productive land or a home for greater independence
  • Investing in or starting a Bitcoin-focused business (mining, Lightning, education, local circular economy)
  • Supporting projects that strengthen the network or help others exit fiat
My goal is to avoid slipping back into the fiat trap or high-risk speculation - I want to turn Bitcoin gains into lasting freedom and productive assets that cashflow or build resilience.
So my question is: What are you personally planning to spend or invest your Bitcoin on (when the time comes), and how do you think about doing it wisely?
I’d love to hear how others approach this - thanks for any ideas or wisdom.
Have built three debt free homes for self and family. Developing offgrid self reliance farm with offgrid power. Aim is to grow own meat as well as already growing own vegetables. Will sell surplus meat, for sats hopefully!
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So much work! I rather keep my wealth in BTC to rent and buy everything my family needs. Buying land and building house without taxes is impossible, and I prefer freedom to travel and live where I want in the future.
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Have not paid rent since 1982 and love building and farming but yes mobility is reduced when you are tied to the land. I pay $25/week local government tax on the land which keeps the dirt road serviced and provides a water race through the property which is good to have.
Phone and internet (slow but unlimited data) is NZ$26/month 4g. No power bills- solar plus woodstove - plus small sats income from mining. You are paying tax when you rent too, via a rentseeker landlord, who is often fiat debt leveraged to a fiat bank overlord.
Bitcoin can empower whatever lifestyle we want whether it is digital nomad or homesteader offgrid. I enjoy working, growing food, working the land - having the BTC capital to get things done makes it much more fun. Bitcoin can and does enable us to live our hopes and dreams - it is already!
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I said this on Nostr but I'll post it here too as I can see myself spending more time here than there for a while.
I think it will be really tough for many to know what to do with astronomical gains and how to hodl when the number becomes something huge. If you believe in Bitcoin it doesn’t make sense to cash out for USD at some lofty valuation – then you’re just stuck with a currency that is going in the wrong direction and have no Bitcoin to show for your efforts – but I suspect the gains will be too good for many to ignore. We're all human after all.
I do think that trimming some BTC to pay off debt or buy a house outright as you said are good ideas, income generation, and a Bitcoin-focused business is an excellent idea. There is essentially no Bitcoin community here in western MA as far as I am aware, and the idea of gradually raising awareness and educating others appeals to me. I'm sure it's the same for others here. It will no doubt vary for everyone but improving one’s life (and helping others), freedom, independence, life experiences are always worthy goals.
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0 sats \ 2 replies \ @klk 5h
Depends of when. But I'd rather borrow fiat against my stack rather than sell it.
As long as Bitcoin appreciation rate is higher than the interest rate. Which will probably be the case during our lifespan.
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Never spend it, do anything with it? Just hoard it forever? It is great to have the security/savings for a rainy day, but I hope there is a point sometime where there is something you want to do that Bitcoin enables.
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0 sats \ 0 replies \ @klk 3h
I want to spend it. Just not trade it for fiat.
I would be happy to buy goods or services offered for Bitcoin. But if it's about buying a house in fiat, I'd rather get a Bitcoin backed loan. Keep the appreciating asset and owe the depreciating one. And get a house.
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I'm also curious about what people are thinking about in regards to this.
I don't have a ton of thoughts myself. And I'm pretty cynical of charities Charity - "More Harm Than Good" (from the book Family Fortune - by Bill Bonner).
So let's hear some good ideas!
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