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Based on the exchanges you mentioned, I guess you're in the US.

What services you use for paying bills since you said you don't have a bank account?

Also, what about buying a coffee at the local shop and stuff like that? usually they take only fiat. How do you convert Bitcoin to fiat without a bank?

idk what they used, but there is bitrefill and other tools, along with prepaid debit cards you can buy with bitcoin that dont need a bank account

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I just shared a Twitter thread, so it's not me (earnbitcoin) that is doing this 100% in bitcoin story.

But one of the Tweet replies has info related to your question:

[...]
I use the following:

@paywithmoon (virtual fiat)
@bitrefill
@thebtcco
@fold_app

[...]

https://twitter.com/rarepassenger/status/1605269545815515137 [Nitter]

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Ah right, so he actually does have a bank account, just not in the traditional sense.

For example, fold will give you a debit card that is connected to a bitcoin wallet, so whenever you pay with the card, it sells bitcoin and pays with fiat. That is basically having a bank account.

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