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21 sats \ 3 replies \ @optimism 31 Aug \ on: Rada: enterprise-grade, multi-currency payment LN processing system for Africa lightning
M-Pesa fees for 2025
In Kenyan Shilling:
| Amount KSh | Transfer KSh | Withdrawal KSh |
|---|---|---|
| 49 | Free | N/A |
| 100 | Free | 11 |
| 500 | 7 | 29 |
| 1,000 | 13 | 29 |
| 1,500 | 23 | 29 |
| 2,500 | 33 | 29 |
| 3,500 | 53 | 52 |
| 5,000 | 57 | 69 |
| 7,500 | 78 | 87 |
| 10,000 | 90 | 115 |
| 15,000 | 100 | 167 |
| 20,000 | 105 | 185 |
| 35,000 | 108 | 197 |
| 50,000 | 108 | 278 |
| 250,000 | 108 | 309 |
In sats as of 25/8/31 22:00 UTC:
| Amount sats | Transfer sats | Withdrawal sats |
|---|---|---|
| 348 | 0 | - |
| 710 | 0 | 78 |
| 3551 | 49 | 205 |
| 7102 | 92 | 205 |
| 10653 | 163 | 205 |
| 17755 | 234 | 205 |
| 24857 | 376 | 369 |
| 35510 | 405 | 489 |
| 53265 | 554 | 617 |
| 71020 | 639 | 816 |
| 106530 | 710 | 1185 |
| 142040 | 745 | 1314 |
| 248571 | 766 | 1399 |
| 355102 | 766 | 1974 |
| 1775510 | 766 | 2195 |
I like the sats standard, but also easier when % is in
In sats as of 25/8/31 22:00 UTC:
| Amount sats | Transfer sats | Withdrawal sats | Transfer % | Withdrawal % |
|---|---|---|---|---|
| 348 | 0 | N/A | 0.00% | N/A |
| 710 | 0 | 78 | 0.00% | 10.99% |
| 3551 | 49 | 205 | 1.38% | 5.77% |
| 7102 | 92 | 205 | 1.29% | 2.89% |
| 10653 | 163 | 205 | 1.53% | 1.92% |
| 17755 | 234 | 205 | 1.32% | 1.15% |
| 24857 | 376 | 369 | 1.51% | 1.49% |
| 35510 | 405 | 489 | 1.14% | 1.38% |
| 53265 | 554 | 617 | 1.04% | 1.16% |
| 71020 | 639 | 816 | 0.90% | 1.15% |
| 106530 | 710 | 1185 | 0.67% | 1.11% |
| 142040 | 745 | 1314 | 0.53% | 0.92% |
| 248571 | 766 | 1399 | 0.31% | 0.56% |
| 355102 | 766 | 1974 | 0.22% | 0.56% |
| 1775510 | 766 | 2195 | 0.04% | 0.12% |
Funny enough, the more one transfer the cheaper it become. How's it?
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Yeah I was being lazy. This looks much better!
Funny enough, the more one transfer the cheaper it become. How's it?
This is what you get when your fixed price per transaction is more significant than your variable price, normally, but you're under pressure to not charge insanely high prices per tx, which M-Pesa has been facing (see for example the interview from #894366).
However, I'm not entirely convinced that this is the case here! Maybe @KenyaCoin has more insights.
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The main competitor, with a relatively tiny market share of the mobile money market, does not charge for in-network transfers (from one Airtel Money customer to another). And they are otherwise mostly less expensive.
Transfers:
Withdrawals:
Most everyone whines about the m-Pesa fees, and LN is just sitting there.
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