Most fiat money in circulation is effectively created when someone agrees to take on the obligation of debt to a fiat debt slavery cartel (central bank) franchised bank.
You are doing that.
You are buying fiat debt by undertaking fiat debt obligations
You do not understand the very basics of fiat money and what you are doing with it.

Solomonsatoshi

bitcoin_beginners

Getting out of debt

guerratotal

I'm *not* buying fiat, I'm borrowing it to buy something else with it, and waiting for sat-dollar parity before trading back into fiat to pay back the loan, after which I still don't own any. My balance is always negative. That means I'm valuing it as being worth less than the market price suggests. That's why I end up with more money. Because my "speculation" is correct. 