DoS is quite a rich accusation; this reminds me of a scene in a scifi book where the protagonist refuses to sell his sword to the owner of a pawnshop, and subsequently discovers that there's an ordnance in the city requiring anyone carrying valuable artefacts to at least entertain offers, rather than declaring them priceless.

Nowhere in any holy scripture or founding document is it written that people who find signed checques on the sidewalk outside the bank must hang on to them until the branch opens and make sure some teller places them in the correct tray for eventual verification.