Thats actually a really damn good point...... I never thought of it that way but.... yeah if anything that should be what is done.... I guess what is it Medicare that in theory is like that?

I was reading somewhere that the biggest "positive" that came out of the subsidies was that more healthy people were signing up for insurance and so there was an overall boost to the pool of money. If those go away like they seem to be there is a concern healthy people will pull out of the insurance pools.