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The only caveat is it's not yield it is return of capital --> you give them 100% they give you back 10% slowly

nah, nonsense. Accounting trick, matters not

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sort of matters. if they give you yield then they are doing something productive. in this case they are doing nothing but investing your money in bitcoin

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what do you mean, they aren't doing anything productive...?

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productive in terms of making a good or service.

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