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Kids are often being recruited by syndicates - like the ones operating the scam compounds in Myanmar. They are vulnerable, uncertain and want to make a quick buck. The investment is not done by the person you talked with.
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This reminds me of this Hacked podcast episode, talking about this scenario
https://www.podchaser.com/podcasts/hacked-29408/episodes/the-sim-farm-269335802
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I'm not sure what it costs to join Club Orange, but it's kind of a high bar just to run a failed scam and get barred from the site. Whoever did it must have been confident in his abilities to make that investment. I'm not so sure it's just kids.