I'm not finding anything direct on the question in a quick search, but I did find this:
"Americans go into the holiday season facing not just higher prices, but also carrying more debt. Fifty-seven percent of say they have at least some debt going into the holiday shopping season, up 11 points from last year. There was a five-point gain among those who say they have a lot of debt. Among the age groups with the biggest change: 18-34 year-olds, which could reflect a change in the status of their student debt payment."
I'm not finding anything direct on the question in a quick search, but I did find this:
"Americans go into the holiday season facing not just higher prices, but also carrying more debt. Fifty-seven percent of say they have at least some debt going into the holiday shopping season, up 11 points from last year. There was a five-point gain among those who say they have a lot of debt. Among the age groups with the biggest change: 18-34 year-olds, which could reflect a change in the status of their student debt payment."
https://www.cnbc.com/2025/12/15/inflation-causing-less-holiday-spending-cnbc-all-america-economic-survey.html