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  1. to save $15k for my daughter’s tertiary education
  2. to put aside $15300 for my tax-deferred contributions ($15300 is the max amount we can contribute to our nationwide Supplementary Retirement Scheme — I have no idea why the government came up with $15300 though)
  3. to earn the remaining $87 necessary for me to withdraw my blog earnings from Google Adsense
  4. to be more patient with my wife and children