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It might be a temporary hype effect because of the recent rapid price run up. When something comes to the attention of the masses they scramble to buy in and suppliers can't source physical coins fast enough to meet demand. But once the hype subsides the premium will go back to historical norms. Somehow I doubt that this is a secular change in trust levels regarding paper silver

Nevertheless if you have held silver as a speculative SoV and used paper silver perhaps you cannot now liquidate your stack at same price and profit as someone holding physical silver can.

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