i don't like the feeling to owe someone something. after i finished studying i payed my student loans back as fast as possible, even though i had a lot of time with no interest on it. logically stupid, but emotionally it felt right

since selling bitcoin in the us is a taxable event, i see an argument could be made to take out a loan against your bitcoin. but i am from switzerland, that means i don't have to think about this scenario

i prefer sleeping well at night — not taking out loans helps me achieve that