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I need it to do things that take a lot of time and mental resources from me

Same. So I automate everything. But it only costs me tokens / electricity and some time to put the automation in place. I don't connect a wallet to any of my agents though: it's unnecessary. There is nothing anyone can offer me that I cannot have myself.

All these bots have the same capabilities. Even if they don't, it's trivial to make it so, and that's what the bots are good at. Your bot can't do X? Tell it to make a harness to do X. Done.

I see the price of labor in a lot of digital fields, basically collapsing to almost 0.

Exactly, because there is no need to interact. It can just be done. What is it that I'd need any middleman for? This is what I don't get. I don't need to pay anyone sats because I build everything bespoke.