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The mistake that many new users are doing is they will use ONLY one LN wallet that some infliuencer say to use it. Wrong approach.
Please read "Choose wisely your LN wallets" #583496 don't use only one, use multiple ones. Each wallet have its own particularities and use cases.
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I agree, using multiple wallets for different purposes is the way. Much to learn still!
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Thanks for the detailed breakdown, this is really helpful for someone just starting with Phoenix and LN! Overall, your recommendation to start with a big LN deposit to get a solid initial channel makes a lot of sense for minimizing fees and maximizing usability, especially for new LN users. So I will go for that!