BackgroundBackground
The goal of this experiment is to showcase how buying bitcoin and holding can beat stock picking.
Motley Fool is pretty well known in the investment space and they charge customers are good amount of fiat for access to their stock selections. 5 Years ago I got a free offer via my credit card to try Motley Fool’s stock advisor product for one year.
Using a simple dollar cost averaging strategy (DCA) of $100 a month ($50 to Stock Advisor and $50 to Bitcoin) I purchased their recommended stocks and bought bitcoin.
The results are below:
Performance to Date:Performance to Date:
Bitcoin $4,294.64 ( Return of 42.47%)Bitcoin $4,294.64 ( Return of 42.47%)
Tough market for bitcoin ever since the calendar flipped to 2026. Massive amounts of selling for various reasons. While a 42% gain nice but over 5 years the average return is like 8%. Barely beating the historic fiat inflation rate of 7%. Just been an overall rough go of it for bitcoin in fiat terms.
Stock Advisor $3,340.46 (Return of of 11.06%)Stock Advisor $3,340.46 (Return of of 11.06%)
Stock advisor stocks are not doing much better. Average yearly return of about 2%. The AI trade has left everything in the dust and it shows in this portfolio.
ConclusionConclusion
The Trump 2.0 rule has been meh. The war with Iran confirmed Trump has become a Neo-Con. None of the economic policies this administration has put forward has really helped the broad economy. But this tough time shall pass. Once the AI buildout is complete I think sanity will return and bitcoin and stocks will rebound.
A Check into the Major IndexesA Check into the Major Indexes
S&P 500S&P 500
9/13/2021 — — — > 4,468.72
6/26/2026 — — — > 7,354.02Return of 64.56%
Dow JonesDow Jones
9/13/2021 — — — — -> 34,869.63
6/26/2026 — — — — -> 51,876.11Return of 48.77%
NASDAQNASDAQ
9/13/2021 — — — — > 13,105.58
6/26/2026 — — — — ->25,297.62Return of 48.19%
Final Thought 💭Final Thought 💭
The passive investor is doing very well especially those who are invested in the S&P 500! The average yearly return for the S&P 500 over these 5 years is about 12%. Crushing both bitcoin and the motley fool product.
I still haven’t increased the DCA. Some day I will. 5 years into this experiment the results from a fiat perspective are quite clear. The passive investor in a common index fund is beating both Bitcoin and Motley Fool. The narrative is starting to form that we are in a bubble and crash will come in 2027 once the AI companies go public. With Space X IPO behind us, two more mega IPOs are still on deck in which vital cause a capital rotation. We shall see in the mean time I will keep the DCA and HFSP!