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Do you think they're going to overtake the most-work chain?
I don’t think so. Are you saying there’s only a problem if that happens?
If you didn't fork with them, then there is no problem until that risk becomes real.
Just make sure your counterparty didn't fork with them either. Set a good lock height in their future but our past, and you'll be fine.
Do you think they're going to overtake the most-work chain?