pull down to refresh
Nah the Ark server can choose not to refresh then poof bye bye VTXOs. Like what happens to the VTXO after you fail to renew it?
Plus when I used arke I couldn’t even send a 1 sat payment to myself. And the fees were ridiculous! The fact my VTXOs expire and I need to pay a fee based on how much I have is terrible design for money. Like I said I rather use fiat then Ark.
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Yes very different.
A watchtower that doesn't have access to your funds can protect your funds for you. You can pay them for it, you can swap watchtowers services etc.. If you are serious about your money it's protected by at least one watchtower.
An ark server takes no risk stealing your funds, a lightning partner takes a big risk.