pull down to refresh

It can be pushtx'd to you too, I think, when a peer invs it to you despite feefilter and then you fetch it. Violating feefilter was at least on prior versions not a banscore 100 event.

I'm not sure if it is still possible to send someone a tx straight without getdata (used to be though) which will put it in your mempool but it won't be relayed.