The problem with Stike is the deposit limits, and the requirement for Plaid (financial surveillance of your bank account transaction history), if trying to use ACH bank transfer. Versus debit card deposit/withdrawal.

The bright side is that Stike does offer a direct deposit method for payroll checks, so a worker can bypass deposit limits by depositing their whole check, but then unless they are willing to spend it all on Bitcoin, they will need to use Plaid to forward some of the USD to their bank account. Or just live on Bitcoin.