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That means you still have a long way to the top if you wanna rock'n'roll... you still didn't understand what really is Bitcoin and what will do Bitcoin.
Yes, credit is used to build things of value,
Seems that the keynessian propaganda really twisted your mind. It's ok, soon you will learn how Bitcoin change totally that twisted vision. Value is not coming from credit. Credit brings debt first of all. Hard work brings value, proof of work.
And this is where Bitcoin will change the world. Because Bitcoin teaches you how TO SAVE money, and use them ONLY when you really need it.
In short, appear to comply,
Compliance... so easy to comply. Fine for me, more sats for me.
IT IS BITCOIN OR NOTHING. IT IS BITCOIN (FREEDOM) OR DEATH.