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OK, probably true for an average user. Still it seems reasonable (just to me?) to assume that, say, 1% of people would want to maintain this self-sovereignity. And even those people - 80M (taking a likely wrong assumption that the world population saturates today) - will hardly afford a TX per year... I'm still not convinced it's the way to go.
I have working channel in my Phoenix wallet with funding transaction 800k sat in 2020-02-22 so, 3.5 years so far, and I see no single reason to close it especially that's $250 right now, and probably $2500 in coming years precious asset in fact - so how could I close it, and not: keep it "forever" ? :)
one TX per decade - is very probable in my case of non-custodial wallet user
But it is not either guaranteed to be kept open forever by ACINQ, especially if all the inbound liquidity is on your side, if I understand correctly?
no, I rather try to keep it "balanced": Spend & Replace :)
Average Joe is lazy AF, regardless of neverending reminders, that "not your keys, not your Bitcoin":
"Brian Armstrong, CEO of cryptocurrency exchange Coinbase, said that his company holds around 2 million bitcoin worth $39.9 billion as of September 30, 2022." q.e.d.
so Average Joe will obviously choose an easy peasy custodial wallet like Wallet_of_Satoshi and suddenly there is no problem described above... (like it or not)