Pay any bill with Bitcoin in SEPA countries \ stacker news ~bitcoin

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Pay any bill with Bitcoin in SEPA countries

674 sats \ 47 comments \ @Lux 24 Sep 2023 bitcoin

https://bitcoin-mjenjacnica.hr/#exchange/coin-BTC/sepa-EUR

It's a croatian company. They offer buying and selling, non custodial, fee is usually 2%, light KYC but can ask full KYC, usually only email required. Min 5€ max 50000€

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42 sats \ 1 reply \ @clr 24 Sep 2023

There is also https://bity.com/ No KYC up to 1000 CHF (or equivalent in EUR).

1 sat \ 0 replies \ @DarthCoin 24 Sep 2023

Yep, I used Bity in the past. Is good service. Is included in my list guide https://darthcoin.substack.com/p/pay-bills-with-bitcoin

21 sats \ 19 replies \ @Spiralnebel 24 Sep 2023

https://www.swapin.com/

;) another option like this

0 sats \ 0 replies \ @Zepasta 24 Sep 2023

Just checked Swapin, it's a shitcoin fiesta. I refuse to use any service that supports shitcoins. Plus, the fees are insane.

0 sats \ 2 replies \ @Lux OP 24 Sep 2023

Thanks, but your suggestion is more similar to this one ;) https://bringin.xyz/

0 sats \ 1 reply \ @DarthCoin 24 Sep 2023

do they release it in the end? It was still in early alpha.

0 sats \ 0 replies \ @Lux OP 24 Sep 2023

didn't try it, on their website says "early access"

0 sats \ 14 replies \ @DeltaClimbs 24 Sep 2023

Lol, all these are garbage grifts for LARPers and using them makes the price of bitcoin go down.

If you are willing to throw away bitcoin on all these fees, you are here to larp

440 sats \ 5 replies \ @Lux OP 24 Sep 2023

In the last few months the bank started to call me to confirm orally every bitcon purchase. At the same time they are telling me they will close my account in a few months if I don't install their app on my phone. Fuck them, they are making me a favor.

I don't have a problem with paying fees to businesses wich I want to succeed, it's called voting with money.

To me the LARPers are fundamentalist bitcoiners that don't even use bitcoin because "nobody accepts it"

0 sats \ 4 replies \ @DeltaClimbs 24 Sep 2023

Guess what, you favorite bitcoin-->fiat app can also be deplatformed! There are lots of banks to choose from.

0 sats \ 3 replies \ @DarthCoin 24 Sep 2023

I can't believe what am I reading: a bitcoiner is encouraging another bitcoiner to open a bank account to pay his bills with fiat!

Just by your reply and you deserve to be named the biggest larper!

What have we've done to be here?! Is this the work of the evil banksters? To twist bitcoiners minds in such a way?

0 sats \ 2 replies \ @DeltaClimbs 24 Sep 2023

Maybe bitcoin cash is what you are looking for with your nonsense medium of exchange desperation.

If you have no interest in doing business with the world, you can go off into the wilderness and have total freedom and sovereignty living off the land, but you won't, because you are a LARPer and a consumer.

1 sat \ 0 replies \ @DarthCoin 24 Sep 2023

I live perfectly fine using bitcoin to pay for things from 2018 ongoing. I consume and pay in bitcoin, is all that matter. Your are just bitching for nothing here.

0 sats \ 0 replies \ @DarthCoin 24 Sep 2023

why don't you try to pay your comments on SN with your lovely fiat bank account ?

5 sats \ 3 replies \ @Lux OP 24 Sep 2023

how does it make the price go down? You have to buy it before you can sell it, so the effect on price is neutral.

Is it better to buy once and never again make transactions or to make all your life's transactions in btc?

0 sats \ 2 replies \ @DeltaClimbs 25 Sep 2023

Because you pay a greater fee with a hidden spread so you have 1-3% less of the payment being held as bitcoin.

0 sats \ 1 reply \ @Lux OP 25 Sep 2023

the spread is not hidden, you see exactly what you will pay before the fact, even if the price changes in your favor in the meantime

0 sats \ 0 replies \ @DeltaClimbs 25 Sep 2023

The price is not the spread. It is hidden because you are probably not shown the real price, but the price being given to you.

1 sat \ 3 replies \ @DarthCoin 24 Sep 2023

fine for me, go back using your fiat. Don't cry later that there's no "bitcoin adoption".

0 sats \ 2 replies \ @DeltaClimbs 24 Sep 2023

Holding is using. I accept bitcoin on my e-commerce store, and I pay bitcoiners in bitcoin. LARPING DOESN'T HELP ADOPTION

0 sats \ 1 reply \ @DarthCoin 24 Sep 2023

Holding is using

You must be specialist in languages and dictionaries, by saying that.

0 sats \ 0 replies \ @DeltaClimbs 25 Sep 2023

No, just someone with a better understanding of money than you.

1 sat \ 11 replies \ @DarthCoin 24 Sep 2023

"you can't live with bitcoin" they said... LOL

21 sats \ 10 replies \ @Lux OP 24 Sep 2023

pair this with Bitwage and can say goodbye to bank accounts

20 sats \ 6 replies \ @JesseJames 24 Sep 2023

Step in the right direction for sure but not 100 % accurate. Bitwage is little misleading. One can't say goodbye to bank accounts in general. You can say Goodbye to YOUR bank account but your payroll goes from your employer to bitwage traditional way through the banks (unless your employer pays in real online BTC) then they convert at rate of their choosing and only then you get BTC in your wallet. So, you end up using THEIR bank account and not YOURs, there lies the difference. You can do that with Coinbase today, send part of your paycheck there and withdraw BTC to your addresses (different every time). You already KYCd on Conbase anyway (or whatever exchange you use).... just saying and clarifying .... is all...

21 sats \ 3 replies \ @DarthCoin 24 Sep 2023

Yes, he said goodbye to bank accounts that are not in your name anymore. Few people understand why is good to NOT have accounts in your name in a fiat world...

Bitwage indeed is not the ultimate tool, but helps a lot in your move to a bitcoin only life.

I used Bitwage from 2015 until 2018. Later only sporadically. In 2018 I closed all the bank accounts because I started to be paid directly in BTC and also had some starting points in spending easily my sats to live.

Bitwage is a powerful tool if you know how to use it, even that is soft KYC You bring up Conbase... be careful with that. Conbase is the enemy of Bitcoin and people should NOT use it in any circumstances. Read more here: #78930

1 sat \ 2 replies \ @JesseJames 24 Sep 2023

Agree with that, Coinbase might not be your friend but if one uses them as pure utility, cash in BTC out (diff address everytime) . Don't store or trade there just quick in and out. They are the biggest exchange in the US after all. Bitwage and Coinbase in this case play the same role so pick your poison...

0 sats \ 1 reply \ @clr 24 Sep 2023

In my view the point is to avoid KYC as much as possible. Coinbase and banks send your transaction information to the government. The less information the government has about you, the less they can use it against you. History shows us that the first to become targets of repression are those who are already in government lists.

21 sats \ 0 replies \ @DarthCoin 24 Sep 2023

I care less for govs...

https://imgprxy.stacker.news/yER477uALuuxg1qynyHpD0BFiB0nV6ufzpvCrTMc87M/rs:fit:600:500:0/g:no/aHR0cHM6Ly9pLnBvc3RpbWcuY2MvMFFYYkNrUVcvbm8tZ292LmpwZw

KYC is bad not because of govs, but because you don't know where that info get leaked and used. Govs are the least concern when is about to buy BTC.

I don't fucking care about taxes and crap like that. If a taxman came to my door I will ask nicely: who the fuck are you to ask about my own money? Show me any proof you are the owner of my labor and money.

10 sats \ 1 reply \ @Lux OP 24 Sep 2023

Yes, I meant I don't need a bank account

0 sats \ 0 replies \ @JesseJames 24 Sep 2023

Yes, Correcto mundo ! :-) You don't need personal account...

0 sats \ 0 replies \ @DarthCoin 24 Sep 2023

few...

https://imgprxy.stacker.news/wiylx2LQxrMb8Lw1SgqXnxCQejWqreGAvKwkVHy0MMc/rs:fit:600:500:0/g:no/aHR0cHM6Ly9pLnBvc3RpbWcuY2MvQ3hZZlZNeVIvZGFydGgtaW1wcmVzc2l2ZS5naWY

0 sats \ 1 reply \ @DeltaClimbs 24 Sep 2023 outlawed

stackers have outlawed this. turn on wild west mode in your /settings to see outlawed content.

0 sats \ 9 replies \ @fm 25 Sep 2023

FUCK.. that spread is outrageous

0 sats \ 8 replies \ @Lux OP 25 Sep 2023

their fee + onchain fees are in the spread

0 sats \ 7 replies \ @fm 25 Sep 2023

you sure? well, with that 8% i saw this morning, using this service is SO EXPENSIVE.. you can work around this spending way less than a 8% charge on your invoices This service is only good if you get your btc from shady ways

0 sats \ 6 replies \ @Lux OP 25 Sep 2023

spread is 8% but is 4% difference from exchange price. their fee is 1 - 3 % depending on amount (usually 2 %) They have to minimize risk of transacting with defined values, you see the exact price before completing the transaction. It's a double edged sword, they take the risk of onchain fees and price changing, but also can make extra profit this way.

0 sats \ 5 replies \ @fm 25 Sep 2023

it an interesting business model, but not for plebs. maybe they can lower fees in a future, in order to be more competitive. I mean, i would love to support the business, but who have a spare 8% from legal earned money

0 sats \ 4 replies \ @Lux OP 25 Sep 2023

suit yourself again, you don't pay 8% you pay 2% + onchain fees i use them for years now and will continue to use them i send fiat, they send bitcoin in my wallet. happy customer I would like to see more competition, this we can agree, it will lower the fees. I'm also pestering them to implement LN

0 sats \ 3 replies \ @fm 25 Sep 2023

wait.. onchain, offchain, you pay.. if you dont account for both you are not accounting for the total.

i send fiat, they send bitcoin in my wallet. happy customer

So, you dont pay invoices with them? i was talking about paying invoices. I havent cheked the buy btc part..

0 sats \ 2 replies \ @Lux OP 25 Sep 2023

The invoice payment option is very new, i discovered it a couple days before posting and didn't use it yet. I contacted their customer service just to make sure of all details. Same principle applies, before sending them btc you see the exact amount you are paying

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0 sats \ 2 replies \ @LoveIsBitcoin 24 Sep 2023

Is this legit?

121 sats \ 0 replies \ @DarthCoin 24 Sep 2023

define legit

10 sats \ 0 replies \ @Lux OP 25 Sep 2023

Yes, the company exists 9 years now. They also offer payment processing for a couple hundred online and physical stores in cro as well as money exchange physical offices. They are a bit stuck in the "blockchain, not bitcoin" mode, but it's because they focus more o market demand than bitcoin evangelism.