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From the link:

"From my understanding the following list of Bitcoin protocols and
applications could be affected by new denial-of-service vectors under some
level of network mempools congestion. Neither tests or advanced review of
specifications (when available) has been conducted for each of them:

  • on-chain DLCs
  • coinjoins
  • payjoins
  • wallets with time-sensitive paths
  • peerswap and submarine swaps
  • batch payouts
  • transaction "accelerators""

Is this bad as I think it is?

Ask all the other developers which are listed in the full disclosure.

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