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But that's nothing you can rely on.

You can. You just don't broadcast the transaction. So the transaction will only be included in a block when you mined a block. Then you can do it for free. You just need patience.

There's still an opportunity cost of replacing that free TX

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Ya this is what i couldnt quite put my finger on, ty. It isnt free.

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Ah, I see, you're right.

I only thought about mining fees when talking about "free transactions".

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Plus some of the larger pools reliably mine many blocks per day. Definitely doable from that perspective

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