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- Cards don't require battery (or signal)
- Many privacy conscious consumers prefer dumb phones
- Can be faster to use a card than to unlock a phone (and find the relevant app)
- Harder to steal a card from your hand (and less impact) than a phone
- I would lend someone my card to make a payment but not so convenient to lend a phone
- Cards are cheaper than phones
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Sorry if this is a dumb question: what is the advantage if everyone has a phone in their pockets anyway?