An app. Or a payment app. Why people don't use wallet to describe Cash, PayPal, Venmo? Wallets are signers. Lightning "wallets" are much more than signers.
100% agree on wallets being signers. Bitcoin does suffer from bad UX terminologies; perhaps they should have been called keychains, as a lot of people today recommend.
A custodial payments app powered by the lightning network is completely justified to get new people onboard or simply if you want things to just work. People need to realize that good custodial lightning companies are not bad. There's always a choice in bitcoin to host your own node and that's the important part - that there is a choice.
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Perhaps, but I believe in a non-custodial future that preserves the value proposition of Bitcoin. That's why we're focused on non-custodial. I think on the UX side, we can be on par with what custodial and even fiat solutions offer.
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