pull down to refresh

FTX proved the assumptions surrounding KYC and AML wrong. KYC and AML does not lead to less criminal activity.

reply

Correct me if I am wrong, but KYC and AML are about preventing criminal activity of their users, not of the platform itself.

But FTX bragged about being the most regulated exchange iirc. So this proofs that regulation doesn't always work.

reply

What rules are regulations based on anyway. It seems like whatever rules the regulations are based on, are already in effect, and that regulations dont add much. They can even do more harm than good.

reply

When do you will realize that Strike is just another paypal, but over LN?

reply

There is one difference, and it is LN as a protocol. When I need to send money to PayPal, I need to have PayPal account. But with Strike I can send money to other party (pre-coiner?) without having to have any account with them, just using my LN node at home. And I should not even care do they prefer BTC or EUR or USD or whatever.

reply

Misleading. You still have to KYC on Strike. That means account.

reply

I can send money to Strike users without having a Strike account, using LN, that was my point.

reply

ah ok, that is true.

reply

Ya, ill have to use cashapp for that use case if it ever comes up.

reply

I like strike, its a useful payment tool. I dont buy btc on it for a long time. But i just wanted to change my email address 😮‍💨

reply

Got shotgun kyc'd by Relai because I logged in from a Ukrainian IP address

reply

deleted by author

Shame on you. Why arent you using Robosats?

reply

Maybe he is using Robosats. Strike is one of the more popular payment methods on Robosats.

reply

☝️

reply

Good point. Why not use Revolut instead

reply

I could, but how does that solve me sending my KYC stuff to yet another vendor ?

reply

deleted by author

reply

But they may close your account.

reply

My Revolut account was cancelled years ago for doing OTC P2P Bitcoin vs fiat trades using HodlHodl.

reply

Thats against their ToS

reply
reply

I have to be honest on this one. Strike request for info makes sense from a security perspective. Because you've already been KYC'ed to get in, this is just a simple verification because "normal users" don't typically change their email.

But I agree with your point, I'm super tired of KYC and I think I've done my dair share of KYC buying Bitcoin. I now get paid in Bitcoin and withdraw it right away so come and get me.

reply

Ive changed my email with venmo, cashapp, paypal, my bank account. No one asked me to take one of those ridiculous mugshots with my ID and some stupid work order #. Not the norm, in my experience.

reply

Yeah man I'm with you, if all these CEX and CEFI blow-ups and data leaks haven't shown people that KYC offers zero upside and only downside then I don't know what will?

While I find it a pain dealing with P2P scammers when making trades and the premiums aren't great, the cost of doing business continues to be worth it, especially once these KYC lists are turned into a tax witch hunt list which will happen eventually

reply

Just use robosats

Yeah, this is absurd. RoboSats is the best way to buy privately, imho.

reply

deleted by author