Even after you leave the job they don't make it easy to close or even transfer the assets in your accounts.

I thought you were going to bring up the proxy voting issue, when I saw this post. The shares in your accounts aren't owned by you. Whoever's managing the account keeps the voting power attached to the shares. This is how the big banks are able to exert so much policy power over publicly traded companies: i.e. DEI/ESG.