LN overtakes all closed payment rails (Visa, Mastercard, Swift, ACH, etc). At least 2B people can now participate in the global economy and send remittances/payments for nearly free. We'll have a huge wave of innovation as entrepreneurs develop new business models and applications based on an incredible new primitive: payments that are instant, global, and programmable. Companies like Breez are successful in creating the tools necessary for non-custodial applications to thrive so that those who wish to hold their own keys (in a very user friendly way) are able to do so. A general golden age ensues :)