Nice!

Yeah, the start is rough. It is something you need to get used to and in the beginning, you might not really see the benefits in the future clearly so it's easy to lose motivation.

But I guess you already looked through their stuff like [The Four Rules](https://www.ynab.com/the-four-rules) and already know what I mean with "rough start" and "benefits in the future" :)

However, I don't really follow `Rule 4: Age Your Money` since YNAB sees me buying bitcoin as spending my money, haha

I had a free year sub as a student and that's when I got hooked. I think YNAB is indeed my first SaaS that I am willing to pay for. But you can track when your YNAB payment is due also within YNAB! :)

_this sounds more and more like I get paid to promote YNAB here, lol_

Stacker Saloon

saloon

Hey @ekzyis I dove head first into YNAB last night and my head is spinning haha. But I will keep on trucking. Thinking maybe I might do the year sub to give it an honest go for a year. 