that's the thing, they're all (of course, I guess) tied into things. There is one by Binance, it got dscontinued in Europe, but in other parts, still works. Crypto.com has one, and there's the CL card which ties in with a ledger (though only in the sense that it's in the ledger live software - you can certainly use it without keeing bitcoin in a ledger, you just have to transfer some to their custodial wallet to be usable in the card. But yes, all of them have contact points with things you might not want to have contact points with, though it's possible to minimize the contact by keeping your stash in other places and only transfer over what you need to spend.