I don't use credit. I'm too afraid of dooming my future self.

Meh, I still don't trust it enough, they're also pretty expensive ain't it? Would you make use of their services?

Fabs

I had the same hallucination until I looked it up. They might've just increased the minimum or something.

Didn't they cancel their lending product?  Or did I hallucinate it?

Their website suggests it exists, which is a vote for the latter.

elvismercury

Skeptical how? With Unchained at least, they can't unilaterally and opaquely rehypothecate your collateral because you hold a key to the collateral.