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I believe he would owe restitution to those he defrauded.
If the defrauded cannot be made whole though, as in SBF's case, do you think that jail is warranted?
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No, he should basically have a lien on all his future earnings, which slowly pays his victims back. However, there might be something like debtors prisons, but the point wouldn't be punishment, it would be to make sure the person continues working off their debt.
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Exactly, this is the correct procedure: lien.
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