Self hosted.  

It's really not hard.  The worst part is tying up the funds to open a large enough channel that lasts for years.  But I see it as similar to keeping dollars in a bank account which millions of idiots do today.  Lightning channels are my savings accounts.  Open really large ones to major hubs, and I get cheap/fast payments for years before needing to re-open a new channel.

Similar to setting up a LAN in 1999.  It was for nerds then, but now everyone has a router in their house.  Self hosted Lightning nodes could be plug-n-play within a few years.  Apps like Zues are pioneering this concept of spinning up self-hosted LN inside the phone app.

Darthcoin_Cash

Maybe, but @jgbtc is still correct.

Lightning works really well for me, and I use it almost daily.