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Have your property insurance premiums increased significantly in the last 24 months?
They most certainly have...but just think about this...as I demonetize the FIAT value of my property and lock in the BTC I receive in leu of FIAT - I will eventually have enough BTC saved to be able to self-fund most insurance costs and likely will only have to be insured against injury to a person...I should be able to escape the need for insuring against property loss altogether.
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