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What did our imaginary merchant do wrong?

The only wrong thing he's doing is that is thinking in short terms.
I did that too in the early days of my "earning in sats". I always tried to make the conversion for short term.
Until I said... wait a minute... the value inn sats of an item is always going down, so I will always pay less sats for the same product. I just have to be patient.

https://i.postimg.cc/7LF0qWzw/magic-internet-money.jpg

this is a meme, but based on a real post on reddit, those are facts

So I start doing the following:

  • put in an excel all sats I earned during x period, each date etc
  • put the value in fiat of each earned sat
  • put the expenses I've done, in sats too, with the conversion in fiat

Then I start, spending only the amount of sats I earned in the past with a lower fiat price. You understand what I mean? It means I was literally spending less sats than I earned.
When the price was going down a bit, I stopped or delayed the spending as much as I could.
When I was about to charge a bill to my clients, I was trying to delay sending those invoices until the price get a nice dip, so I could take more sats.
In this way I achieved a way to spend less sats than I earned.

Until one day when I gave up and delete that excel file and I said, fuck it, I will only try to spend less sats than I earned in x period. Done. My only worry was to spend less than previous period and maximize my earnings in sats.

Now, your merchant should have a focus on:

  • save little by little the sats he receives
  • pay the bills he have to pay using intermediaries that could take his sats and pay his bills. That means, he will never have to open a bank account or touch shitcoins. These intermediaries could be even YOU, your friend, take his sats and pay his bills with your dirty fiat.

Here is a list with more intermediaries, from which I suggest shopinbit.com

I am still trying to spend the sats I earned in 2016... just saying. So imagine how so called inflation is "killing" me :)