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I'm afraid to think I'll be late to withdraw DCA sats from the next exchange

-Use an exchange that supports LN/Liquid withdrawals
-Withdraw to a fedimint via Mutiny
-use boltz.exchange and swap to Liquid directly

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Don't let the sats build up to where it's too painful to lose.

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Yes I know it. On the other hand small UTXOs will create more troubles in the future

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Yep. It's a trade off.

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