I normally pay 1-2% on Bisq in the UK.

I have noticed, the premium on Meetups is 0%, and maybe rounding to nearest 1000 sats at most.

Meanwhile the Bitcoin ATMs or p2p plattforms have like double digit percentage premiums often.

I am way to lazy to do anything about that.

Capital gains taxes for me are about 30%...

You can earn premium with non-KYC sats if your time preference is lower and you act as a market maker on hodlhodl.com, RoboSats, etc.

I’m still learning the trade offs but keeping an eye on developments. I’d be willing to pay 4-7% probably based on my current understanding.

4-7% is fine I think

The last time I pay 10%

Why is there a premium? Aren’t the non-kyc sellers also benefiting from the exchange?

The best is 1 to 3%. I don't think nobody would have objection to this. Anything that is as great as Bitcoin can be bought for such premiums

No more than 4% in my opinion. I don't think that is out of reach right now.

However, if you do factor in the tax rate of KYC bitcoin, then I would say for many the fee tolerance should be higher.

Why is premium? Why to pay it when we can still manage to get without it.

None for now. We’ll see in the future. I guess I get some on stacker news though!

I've paid easy up to 20% if you factor in the fees from the fiat on-ramp i'm using like PayPal, lol its painful but I feel having a non-kyc stack is worth it

If I do see 3-5% premiums I usually jump on those, the other day someone was selling for 0 premium on robosats managed to bag it, said he was a first time seller, major score for me lol

Don't forget you can do P2P non KYC with Vexl: Https://Vexl.it

1- 3% only

The fact that you need to pay a premium to ensure money (Bitcoin) is fungible, is a fundamental problem that needs to be solved in Bitcoin.

Lightning network helps a bit, but does not completely solve the issue.

I believe soon it'll be as high as 100%, with all of these shitcoin ETF proliferation

No premium. That should be the real price and KYCed has a discount.

Why should I pay premium? Where do you find a Bitcoin that's already KYCed? If KYCed, it's not Bitcoin. It becomes much the same as holding bonds or stocks, not the actual thing, and if you are stupid enough to think that you own any of the things under someone else's custody just by doing fucking KYC, it's nothing or less than nothing.