I want so badly to agree with you, and I mostly do, but you have to give them credit for “innovating” The on-ramp market for mass audiences without hitting significant troubles. You really only need one innovator and then you need people who can make it feasible long-term.
Also, get your BTC off the exchanges
agree with on-ramp for mass audiences. But that innovation includes setting up companies in Malta, Bahamas? Involve in under collateralized loans over billions of dollars... I just don't see that on-ramp as an innovation rather see it as cutting corners and using tax loopholes.
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