That's why I wrote several guides, to save time for people like you and give them the right solution for the specific use case.

Yes, that is pretty much what I want. Thanks for these links. 

ryenski

You practically want to be a "private bank".

https://darth-coin.github.io/

lightning

Lightning: open channel to self?

You practically want to be a "private bank".
Please read these guides:
- [How to be the "uncle Jim bank" for friends and family"](https://stacker.news/items/330346) + [How to run a LN node without a full core node](https://stacker.news/items/439263)
- https://darthcoin.substack.com/p/bitcoin-private-banks-over-lightning
- https://darthcoin.substack.com/p/the-bank-of-lnbits
- https://darthcoin.substack.com/p/lnbits-saas-a-solution-for-schools
- https://darthcoin.substack.com/p/getting-started-lnbits
- https://darthcoin.substack.com/p/private-lightning-nodes

More guides on: https://darth-coin.github.io/