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As I pointed in this guide - think lie a bank, not only consolidating by 100k/UTXO but also on different levels and with different wallets. It doesn't make sense to have all your stash in just one wallet and from there operate everywhere.
https://m.stacker.news/40102
https://m.stacker.news/40103

Another guide that should be taken in consideration for those that are starting now stacking is this one:
https://darth-coin.github.io/beginner/getting-started-stack-sats-en.html

2 excellent charts

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