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https://www.statista.com/statistics/269967/urbanization-in-the-united-states/
80 percent urban in 2020
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Some of that remaining 20% is suburban, too.
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suburbs are not included in MSA?
suburbs are not rural, closer to urban
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Suburbs are included in MSA's, but are not always classified as urban. MSA's are often an urban core, surrounded by non-urban areas that are tightly linked to it.
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That's true, but the vast majority of Americans live in a metropolitan statistical area.
There are lots of rural places, but not very much rural housing capacity.