I completely agree. We will definitely need some further developments before most people can safely use bitcoin. It might even be that most people never do more than hold custodial bitcoin and use L2's for transactions.

Undisciplined

bitcoin_beginners

How People Lose Their Bitcoin

It is a shame that many bitcoins have been lost due to these problems, the scams that are becoming more and more sophisticated and on the other hand the self-custody of the funds, which entails an enormous responsibility. Losing your seed phrase, or the passphrase, are things that threaten the very adoption of bitcoin technology.