Or maybe they will first start to use e-cash because it’s simpler without channel management?
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Yes, e-cash presents a solid solution with its own set of trade-offs (centralized/federated), but eliminating liquidity management could be worthwhile in certain cases.
That said, try not to get too attached to any specific technology—it will all take place behind the scenes. What really matters is what “internet-native money” unlocks.
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