Think about this, and ask the question: Why should the State have complete and total control over the money supply?
The United States is based on the idea of checks and balances, decentralization, and Justice for all. If that's true... where is the private sector money? Why should 'the state', the powers that be, control the money supply and interest rates? Shouldn't there be money, savings, and capital outside of state control that exists completely based on the free market?
We don't want 'the state' have monopolistic control over how a business is run? Why do we allow the state to have control over how 'money is run'?