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In Brazil there is a very well developed transfer and payments model called Pix. The need for money has become obsolete. But there is a catch: people are closely monitored by the IRS.
Yes, imagine that. There is also a problem when you want to purchase something THEY do not want you to buy. THEY will track you down for anything THEY do not like. And, yes, they will feel very good, morally superior and completely justified.
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