Bitnob accounts have a username. Your Lightning address for your Bitnob account is then [username]@bitnob.io
You can also withdraw BTC to a Lightning address from the Bitnob app.
There is KYC requirement (ID verification) for using their exchange services, but I don't (yet) know if the Bitnob app can be used as to receive and send bitcoin without having to do the KYC.
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I just tried it out. It works fine. No KYC needed. I have an account with them for some time though. With new accounts it could be different.
I sent from Wallet of Satoshi to BitNob Lightning Adress. The funds received via the lightning adress can be settled in Dollars, BTC, Bank Account or MOMO
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