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my understanding is that its basically a codified way of asking this OPs question , so if need to import a wallet into new software that new software can access the funds and you can spend from it
https://bitcoin.stackexchange.com/questions/99540/what-are-output-descriptors
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Thanks, that makes sense. It stores the derivation path and script types in the key.
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What does descriptor wallet mean? A seed phrase instead of a private key?